About Us

Since 1991, the Utah Microloan Fund (formerly Utah Micro-enterprise Loan Fund) has helped hundreds of entrepreneurs make their dreams come true by providing low interest small business loans. Our mission is to empower underserved communities throughout Utah by providing business training and funding to entrepreneurs in start-up & existing businesses that do not qualify for traditional funding sources.

We are a Community Development Financial Institution (CDFI), a designation given by the CDFI Fund to specialized organizations that provide financial services in low-income communities and to people who lack access to financing.
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The UMLF will also now start accepting applications for non-profit organizations looking for funding. 
How are we different from other financial institutions? The UMLF helps people who:
  1. Are just starting out and don’t have an operating history.
  2. Don’t have enough collateral for a conventional loan.
  3. Have had life events that have had a negative impact on credit scores. 
  4. Are a non-profit organization
Our experienced staff is ready to
help you on your path to small
business success as we help you
secure funding and provide
training opportunities to help you
develop the skills you need to
reach your goals. Call or email to
learn more about how the UMLF
​can help you today!
Contact Us
We are designed to support business owners by 
offering small business loans of up to $50,000. 
Our application and loan process is simple and 
can provide funds for equipment, inventory, or 
working capital.
Online Orientation
Our Loans