Monetizing Your Passion

You’ve made your first sale. Now what? Join Kim Tolman, Business Banking Officer at Cyprus Credit Union, for our next class that helps small business owners move from passion to profit. This class will walk you through key steps to building financial stability once you start earning income.

You’ll learn how to set up your banking foundation, understand rates and fees, choose the right financial tools, and identify your ideal customer. Kim will also cover how to track fixed and variable expenses, build reserves, and figure out what you can actually pay yourself.

Whether you’re just starting out or working to gain control of your cash flow, this class will help you make informed decisions and lay the groundwork for sustainable growth.

​Want to access this class? Fill out this form: Request UMLF Class Recordings and Materials 

About the Utah Microloan Fund:
Our mission is to help communities throughout Utah by providing business training and funding to entrepreneurs in start-up & existing businesses that do not qualify for traditional funding sources.

How are we different from other financial institutions? The UMLF helps people who:

• Are just starting out and don’t have an operating history
• Don’t have enough collateral for a conventional loan
• Have had life events that have had a negative impact on credit scores

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We are designed to support business owners by offering small business microloans and free business education and advising. Our application and loan process is simple and can provide funds for equipment, inventory, or working capital. Learn more at www.umlf.org