ITIN Loans
No social security number? Access funding regardless of your immigration status through our ITIN Loan. We offer small business loans without citizenship by using your Individual Taxpayer Identification Number (ITIN).
Abilities Fund
In partnership with Utah Assistive Technology Technology Foundation, we offer small business loans at favorable rates to business owners with disabilities. 

​This unique partnership allows us to offer these loans at a 10% discount below market rates/fees.​​
Non-Profit Fund
As a non-profit organization, we realize how difficult it can be to access funding for your small business. Our non-profit fund offers loans up to $25,000 to Utah organizations. 

​Loan Application Process

#1 - Attend Loan Orientation
Held virtually every Tuesday at 9am, our mandatory orientation will give you an overview of our process and requirements and will give you a chance to ask questions and chat with our Business Advisor.

Register here: Utah Microloan Fund Orientation​​
#2 - Preview Our Templates
Want to get started on the cash flow projection and business plan? Preview our required templates here:
#3 - Fill out our inquiry form
This form includes information about you, your business, and the funding you are looking for. If everything is good to go, we will then add you to Lenderfit, our online application system. Ready to apply? Fill out the form here. 
#4 - Complete Your Application
In Lenderfit,  you will submit your application and supporting documents including tax returns, financial info, business plan, cashflow, etc. This also includes a $50 application fee paid either by check or cash. ​
#5 - Present your business
Once your application is complete you will then get a chance to present your business and funding request to our team. We will set up a date for you to present virtually via Zoom. ​
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1. Attend Loan Orientation
Held virtually every Tuesday at 9am, our mandatory orientation will give you an overview of our process and requirements and will give you a chance to ask questions and chat with our Business Advisor.​
2. Preview Our Templates
Want to get started on the cash flow projection and business plan? Preview our required templates here.
3. Fill Out Our Inquiry Form
This form includes information about you, your business, and the funding you are looking for. If everything is good to go, we will then add you to Lenderfit, our online application system. ​
4. Complete Your Application​
In Lenderfit,  you will submit your application and supporting documents including tax returns, financial info, business plan, cashflow, etc. This also includes a $50 application fee paid either by check or cash. 
5. Present Your Business
Once your application is complete you will then get a chance to present your business and funding request to our team. We will set up a date for you to present virtually via Zoom. ​